IMG 0116:9What World-Check is
World-Check is a commercial risk intelligence database, now maintained by LSEG (London Stock Exchange Group). Alongside Dow Jones Risk & Compliance and LexisNexis, it is used by banks, payment companies and lawyers to screen clients for sanctions, PEP status and adverse media.
IMG 0216:9Where records come from
Records are compiled by the provider’s analysts from open sources: official lists, registries and media reports. Every record is therefore backed by specific sources, and those sources are what you need to address.
IMG 034:3IMG 044:3When a record can be corrected
- The source is inaccurate or has been refuted
- The record relates to a namesake or mixes data on different people
- The information is out of date: the case is closed or the charges were dropped
- PEP status has expired under the provider’s rules and the applicable jurisdiction
IMG 0516:9PEP status
Politically exposed persons and their relatives receive heightened scrutiny from banks. In the EU, the Anti-Money Laundering Directive requires enhanced measures for at least 12 months after a person leaves office. Beyond that, it depends on the risk assessment, so removing the status requires a separate application.
IMG 064:3IMG 074:3Steps to take
- Request the contents of the record from the provider
- Analyse each source
- Gather documents supporting your position
- Submit a formal request through the provider’s procedure
- Prepare a dossier for the bank without waiting for the database to be updated
IMG 0821:9Frequently asked questions
Can I find out whether there is a record about me?
Yes. Providers allow you to request your data. That is the first step.
How long does a response take?
Usually 30 to 90 days after a complete set of documents is submitted.
What to do next
If you recognise your situation, start with an audit: in five business days we will show you what a bank, a partner and an AI model see about you.
